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Minimalist and realistic scene showing credit cards placed on a wooden desk next to a smartphone displaying a digital money symbol, with stacked coins nearby, a leather wallet partially open with cash, coffee cup, receipts, and a notebook in the background, illustrating everyday consumer spending influenced by credit cards and cashback habits in the United States.

Cashback in the U.S.: How Credit Cards Influence Everyday Consumer Spending

January 14, 2026

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